Optimal Aging, 

owned and operated by Connie Ward, is a Medicare consulting company committed to providing clients with the education and tools that will optimize their Medicare experience.  We provide Medicare education and consulting, empowering people with the knowledge and resources to make critical healthcare decisions. In addition to being licensed in Colorado, we are licensed in Arizona,  Florida, Illinois, Texas, Wisconsin, and Wyoming.

We take the time to understand your unique healthcare needs to ensure that you are enrolling in plan that fits your needs and your budget.

We have extensive experience with Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans.

We work for our clients, not for insurance companies.  We work with most major insurance companies to provide our clients with a portfolio of options.

Personal Individual Consultations

Medicare can be confusing and intimidating.  Choosing the Medicare plan that is right for you involves research and expertise.  This important process should involve an evaluation of your primary care physician, specialists, medications and lifestyle.  We engage in this diligent process whether you are new to Medicare, or a current beneficiary.

If you are new to Medicare and just qualifying for benefits by turning 65, by disability, by opting out of an expensive employer group plan, or by retirement, we educate you on Medicare and your options. We can help you enroll in Medicare and the Medicare Supplement plan, Advantage Plan or Drug Plan that fits you and your needs.  I can also help you apply for assistance with your prescription drug costs or Medicare Part B costs with Medicare and, or, Medicaid.

If you are already enrolled in Medicare, and want to optimize your coverage, I can help you each year during Medicare’s Annual Enrollment Period, from October 15 to December 7, unless you qualify for a special enrollment period that allows you to make changes prior.  You qualify for a special enrollment period if you move, retire, leave a group plan, or qualify for financial assistance with Medicare and, or, Medicaid.

Group Consultations

Groups invite us to educate their members on Medicare.  If you belong to a church group, a social group, a net-working group, or any other affiliation and want to empower each other with the knowledge to optimize your Medicare choices, we will present to groups of all sizes.

Business (Small or Large) Consultations

Businesses benefit from my expertise as a value-added service they provide to their Medicare eligible employees.  We serve as their partner in providing education, consulting and agency.  We can help both the business and the employees save money with quality insurance options.

Schedule an appointment now!